Investment solutions built for Canadian charities
Grow your capital. Advance your mission.
When charities and nonprofits have access to competitive investment solutions, they make outsized impact in their communities. Toronto Foundation’s Community Capital Pool offers Canadian charities and nonprofits, big and small, what private providers can’t — sophisticated investment management that is typically reserved for large institutions.
By pooling investments alongside sector peers, your organization can earn higher returns with the flexibility you need, while building community wealth and wellbeing.
We offer:
- Access to institutional-grade investments, including access to global and private markets
- Flexibility and options for liquidity
- Competitive fees that are re-invested into community
- Oversight from globally renowned investment firm RockCreek Canada
- Customized reporting and reduced administrative burden for your team
- Fund options ranging from $10K to $100M+
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Pool performance and comparisons
Compared to other investment options commonly used by charities and nonprofits, we offer strong return potential, fund diversification and significantly reduces the administrative burden on your staff.
| Feature | GICs | 60/40 Passive Portfolio | Community Capital Pool |
|---|---|---|---|
| Risk Level | Low | Moderate to high | Moderate |
| Expected return (long-term) | 2-3% | 5-6% | 7-9% |
| Liquidity | Limited (terms of 1-5 years) | High | Flexible |
| Access to private equity | None | None | Yes – diversified beyond public markets |
| Administrative burden | Low | Medium (internal oversight required) | Low – TF handles oversight, reporting, and onboarding |
Investment options and fees
Fund options:
Choose from three investment options, each designed to meet the unique needs of charities from flexible terms and liquidity options to access to expertise, administrative support, customized reporting and more.
Invested Flowthrough
Invested Flowthrough
Ideal for medium to long-term funds that still need liquidity and/or off book investment option.
Permanent Endowment
Permanent Endowment
Best for legacy, sustainability, and/or off book investment option.
Investment Pooling
Investment Pooling
You retain ownership of assets/ we do the work.
Fees:
We offer a competitive graduated fee structure. While fees at a private firm or bank only boost company margins, Toronto Foundation reinvests your fees directly into community.
Our approach
The Community Capital Pool is run by Outsourced Chief Investment Officer (OCIO), RockCreek Canada, with oversight from Toronto Foundation's staff and Investment Committee.
About our OCIO:
Established in 2003 by a leadership team of former World Bank CIO’s, RockCreek brings a track record of delivering consistent returns driven by a rigorous investment process.
Combining the power of pooling with an OCIO, you gain:
- Institutional-grade investment options
- Expert oversight without hiring in-house
- Active risk management for volatile times
- Shared governance and efficiency
All of this adds up to better returns, more impact and less work, for you.
Plus, our commitment to responsible investing means strong returns that are values-aligned.
NEW: Now operating under OSC exemption
Toronto Foundation is now one of the few charities in Ontario with a customized exemption from the Ontario Securities Commission (OSC) that formally recognizes our role as an investment pooling platform for other charities. This distinction underscores that our Community Capital Pool is structured and overseen to meet regulatory expectations while staying true to our charitable purpose.
Get started
Envisioning the possibilities? Download our information package for more details about the pool and how we can help amplify your organization’s impact.
Ready for a conversation?
We acknowledge we are on the traditional territories of the Huron-Wendat, the Anishinabek Nation, the Haudenosaunee Confederacy and the Mississaugas of the Credit First Nation. While Indigenous communities in Toronto remain strong, vibrant, and resilient, they need support to address and overcome the impact of colonialism and systemic inequalities. Furthering Indigenous reconciliation and sovereignty are integral to achieving a more fair and just society where everyone can thrive.
We aim to be an ally and to fund local Indigenous organizations.
We acknowledge we are on the traditional territories of the Huron-Wendat, the Anishinabek Nation, the Haudenosaunee Confederacy and the Mississaugas of the Credit First Nation. While Indigenous communities in Toronto remain strong, vibrant, and resilient, they need support to address and overcome the impact of colonialism and systemic inequalities. Furthering Indigenous reconciliation and sovereignty are integral to achieving a more fair and just society where everyone can thrive.
We aim to be an ally and to fund local Indigenous organizations.